Credit Officer

JOB DETAILS: Pride Capital Ltd. is a Tier 4 Financial Institution licensed, regulated and supervised by Uganda Microfinance Regulatory Authority (UMRA) Job Summary: The credit Officer should be: A person of integrity, self-driven, innovative, intelligent, result-oriented and hardworking. He/she will be required to: sell, market, appraise, disburse, collect and recover loans. Duties and Responsibilities: Ensure that credit creditworthiness of loan applicants is thoroughly evaluated before advancing the loan. Strict compliance with all collections Standard Operating Procedures (SOPs) and follow up effectively with clients whose loan payments are getting due so that their loans do not get into arrears Performs all loan collection activities early enough to prevent loans from getting into arrears. Monitor, maintain and update loan files as and when required Ensure that collateral securities are thoroughly examined and analysed before approving the loans. Handle customer complaints and take appropriate actions to resolve them, and forward those above him to the Management. Ensures that credit business is conducted in compliance with the law and the company policy. Negotiate payment arrangements with borrowers who have delinquent loans and arrange for the liquidation of delinquent collateral properties whose owners are non-committal Conduct market research to analyse and identify potential loan markets and new business opportunities, and develop referral networks to locate prospects for loans. Analyses customer feedback data to determine whether customers are satisfied with company products and services. Make reports and take up any other duty as may be assigned. Qualifications, Skills and Experience The ideal applicant for the Pride Capital Limited Credit Officer Position must have: Minimum of 2 years’ experience as a loan officer with a reputable financial institution. In-depth knowledge of computers, especially MS Office applications such as Word, Excel, etc. At least a Diploma and/or degree in any business-related course from a recognised institution. Very good analytical and problem-solving skills. Very good communication skills, both oral and written. Very good negotiation and decision-making skills. Good time manager, self-driven and motivated individual with strong organisational abilities. Good teamwork and collaboration abilities. Age: between 25– 30years Visit Application Site Related Jobs New Credit Officer posted 5 days ago. Credit Officer posted 16 days ago. Credit Officer (2) posted 16 days ago. Credit Officer Intern (100) posted 16 days ago. Credit Officer (100) posted 16 days ago. Are you sure you want to delete this file? Yes, delete this file. 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